Looking After Your Family
Decades of Compassionate Life Insurance Across Wisconsin
Respected Life Insurance In
Wisconsin
Life insurance is about securing the future for those you love. At Stensgard Insurance Agency, we recognize the importance of choosing the right life insurance policy and are here to help you navigate the complexities. Whether you're seeking term life or universal life coverage, our team will offer tailored advice to safeguard your family's financial well-being. Our team is committed to helping you make informed decisions that give you confidence and security.
Connect with us today to explore your life insurance options.
Universal Vs Term: Life Insurance Definitions
Universal Life Insurance
- Accumulate tax-deferred savings
- Vary your premiums.
- Vary your benefits.
- Suspend payments periodically.

Universal Life Insurance gives you the flexibility to make changes as your life circumstances change without having to change your life insurance policy. Lock in your insurance now, while you are healthy, and start protecting your loved ones while you build cash for your future. Ask us about a personal Life Insurance Review. Let us help you decide how much coverage you need and start today
Term Life Insurance
Term Life Insurance covers you for a specified period of time, such as one, five, ten or twenty years. You must renew it once the term expires, often at significantly higher rates. The policy only pays a death benefit if you die in that period of time.
Term Insurance often has specific rules about when and how you can renew the policy. Term Insurance normally never builds cash value. However, Term Insurance has the advantage of normally providing the highest death benefit for the lowest premium.
Need A QUOTE? CONTACT STENSGARD INSURANCE NOW
Our experts are waiting for your message. Reach out to Stensgard Insurance Agency today and learn how you could benefit.
About Our Agency
Since its founding in 1986, Stensgard Insurance Agency has dedicated itself to offering personalized and reliable insurance solutions to our community. We pride ourselves on building strong relationships with our clients, working tirelessly to find the best coverage options for you. With a commitment to superior service and attention to detail, we strive to earn your trust and ensure your peace of mind.
Contact us today to learn more about how we can protect what matters most to you.
Affordable and Reliable Auto Insurance
Protect your vehicle with comprehensive auto insurance that fits your budget. At Stensgard Insurance Agency, we offer a variety of coverage options and personally review your policy to help you get the most coverage for the least amount of money.
Give us a call to explore the right coverage for your needs.
Simplified Life Insurance Solutions
Understanding life insurance can be overwhelming, but we are here to help. Whether you're considering universal or term life insurance, we can explain the differences in simple terms. Let us help you choose the right policy for you and your loved ones. Reach out to discuss your options today.
Business Insurance Tailored to You
Running a business comes with risks, but with the right insurance, you can protect your livelihood from the worst. We offer coverage for property, liability, and business interruption. Let us review your current policies and ensure you have the protection you need. Call us today to secure your business.
Service to Your Satisfaction
Your satisfaction is our top priority at Stensgard Insurance Agency. We are dedicated to making the insurance process as smooth and stress-free as possible for you—you are our valued customer, not an account number. Our goal is to ensure that you feel confident in your coverage, supported by our team.
Contact us today to see how we can exceed your expectations.
Comprehensive Home Insurance Protection
Your home is one of your biggest investments—make sure it’s protected. Our agency will review your homeowner’s policy to identify and address any coverage gaps. We are here to help you safeguard your property and peace of mind. Contact Stensgard Insurance Agency today to schedule a policy review.
Providing Trusted Insurance SERVICES
At Stensgard Insurance Agency, our team is made up of experienced professionals who are passionate about helping you find the right insurance solutions. Well-known carriers like Safeco and Travelers trust us, ensuring you receive the best policies available. Get in touch with us today to begin.
Our Featured Insurance Partners
WHAT MAKES OUR AGENCY SO POPULAR?
Stensgard Insurance Agency is known across Wisconsin
for offering personalized life insurance
that caters to each client's unique needs. Our clients appreciate the attention to detail and compassion we bring to every aspect of our life insurance
services. We regularly review and update the life insurance
we offer to ensure our clients always have the best coverage from carriers at the most competitive rates. Our experienced team is known for explaining life insurance
in clear, easy-to-understand terms, making the process smooth and stress-free.
The commitment to superior customer service is a cornerstone of our life insurance
services, helping us build long-lasting relationships with our clients. Contact us today to get started.
Frequently Asked Questions
What is the best way to contact you?
The best way to contact our team is by calling us directly at (651) 994-1404 for immediate assistance. You can also reach us via email at paul@stensgardinsurance.com or by using our onsite contact form for any inquiries, as well as a free quote. We look forward to hearing from you.
What services can Stensgard Insurance Agency provide?
At Stensgard Insurance Agency, we offer a comprehensive range of insurance solutions, including coverage for your personal assets, financial security for your loved ones, or protection for your business. We provide customized recommendations to ensure that you receive the best possible coverage at competitive rates.